• Get a $230 gift card after making a $500 payment with Melio (affiliate) - https://milestomemories.com/go/melio Mark is headed to the Azores, so naturally we start with why Portugal has almost no air conditioning. Then it is a bank-by-bank rundown. Citi added lifetime language to the Strata cards, and nobody knows yet how hard they will enforce it. Chase may have quietly created a 3/24 rule for business cards, you have one week left to move Sapphire Preferred points to Hyatt at 1:1, and Chase's new investing redemption is the least exciting 1 cent per point you will ever see. On the good news side, Bilt reversed its terrible referral rule, now allows product changes with targeted upgrade offers, and added Amtrak as a transfer partner for the first time in years, though at a ratio that stings. Plus Citi adds Japan Airlines with a 30% launch bonus, and a 25% bonus to Avianca that we will politely beg you to think twice about. Is Citi's lifetime rule a dealbreaker for you? Let us know in the comments.

Episode Guide:


• 0:00 Welcome to MTM Travel
• 0:24 Mark Heads to the Azores & Europe's AC Problem
• 1:50 Lufthansa's Very German Customer Service
• 2:53 Last Call: Sapphire Preferred to Hyatt at 1:1
• 4:34 Does Chase Have a 3/24 Rule for Business Cards?
• 6:03 Chase's New 1 Cent Investing Redemption
• 9:03 Melio: $230 Gift Card After a $500 Payment
• 9:55 Bilt Reverses Its Bad Referral Rule
• 11:31 Bilt Allows Product Changes & Upgrade Offers
• 13:01 Bilt Adds Amtrak as a Transfer Partner
• 16:22 Citi Adds Lifetime Language to the Strata Cards
• 19:50 What Is Citi Even Doing?
• 20:51 Citi Adds Japan Airlines With a 30% Bonus
• 23:03 A 25% Bonus to Avianca (Proceed With Caution)  Links


• Chase 3/24 - https://milestomemories.com/new-3-24-rule-for-chase-business-cards/
• Citi new rules - https://milestomemories.com/citi-tightens-strata-card-bonus-rules-with-new-lifetime-language/
• Bilt product changes - https://milestomemories.com/bilt-now-allows-product-changes/
• Chase invest - https://milestomemories.com/chase-launches-invest-your-points/ 💳 Join our free Facebook group (16,000+ members)
🏆 Diamond Patreon — bonus shows + Slack community
🥇 Gold Membership ($10/mo)
🎧 Subscribe on Apple Podcasts
📖 Miles to Memories website