Angie Sparks is joined by special guest Steve Harms, a seasoned award traveler and recent retiree, to explore how retirement reshapes points and miles strategies. Steve shares his journey into the hobby starting in 2020, diving headfirst into earning transferable points, amassing over a dozen cards, and navigating credit card rules like 5/24. He also outlines his wife Cindy’s more cautious but strategic participation, especially given her role as a caregiver for her parents. The couple’s trav...